Bank

The Bank is a location in the where the  resides. Talking to them will allow the Player to make interactions with their account, including withdrawals and deposits.

Banking System
Right-clicking a will open the  interface. The player will be presented with the following options: At the end of every in-game season (31 hours), the player receives interest on their stored.
 * Chest.png Deposit
 * Options available while depositing : depositing the whole purse, half the purse, or a specific amount.
 * Dispenser.png Withdraw
 * There are four options available while withdrawing : withdrawing everything on the account, half the account, 20% of the account, or a specific amount.
 * Map.png Transaction History
 * Hovering over the map will display information about the last ten transactions done by the player and their co-op members, including the amount deposited/withdrawn and the time since.
 * Block of Gold.png Bank Upgrades
 * This option is not initially visible and is only unlocked after the player has at least in their bank at once for the first time.

The first time you deposit coins in the bank, you get 10 free coins.

stored in the Bank are not lost when the player dies.

Bank Upgrades
Players are able to upgrade their bank account with and s after meeting the respective requirement in the Gold Collection. Upgrading the Bank account increases the maximum amount of able to be stored in the bank, and increases the maximum interest able to be gained. Upgrading Bank accounts also rewards.

At least must be stored in the bank and the purse combined before the upgrade screen is unlocked.

Note: Interest is applied in brackets. As an example, if a player has in a Starter Account, interest would be applied in the following manner: See the interest cap for more detailed information. For players in a co-op, their personal bank account (different from the personal bank item to quickly access the bank.) also scales with bank upgrades.
 * 2% interest is applied to the (for )
 * 1% interest is applied to the next spanning from 10 to 15 million (for )

These appear to scale as 1/5th of the "normal" main bank. The values I have been able to test are:

Starter: 10m balance limit, 2% interest on first 2m

Gold: 20m balance limit, 1% interest between 2m-4m

Deluxe: 50m balance limit, 0.5% interest between 4m-6m

Super Dulux: 100m balance limit, 0.2% interest between 7m-10m

Premier: 200m balance limit, 0.1% interest between 10m-32m

In order to fully upgrade the Bank account, a total of and s  are required.

Trivia

 * A maximum of can be stored in a single bank account unless the player upgrades the bank account to higher tiers.
 * Assuming max interest and a cost of per enchanted gold block, the time taken for each bank upgrade to pay off is as follows. The first bank upgrade takes about 135 days to pay off; the second upgrade takes about 284 days; the third takes upgrade 910 days; and the final upgrade takes 846 days to pay off (less than that of the third upgrade). Note no matter what upgrade the player has, once the player buys an upgrade, these will constantly be working towards making money back.
 * Once the bank upgrade pays off, the player will start making a profit equal to the difference between the tier purchased and the previous tier every 31 hours.
 * When Diaz is mayor, all interest rates are increased by 25% (Multiplied by 1.25).