Personal Bank

Personal Bank high res.png allows you to open the Bank from the SkyBlock Menu from anywhere on skyblock. This upgrade is unlocked at.
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Talking to the Banker in the Hub World resets the cooldown.

Upgrading it while the cooldown is active will shorten the cooldown to the new duration.

The Personal Bank can also be accessed with the personal bank item.

The name may be a bit misleading. If you are in a coop with someone, the personal bank will not keep your money for you. It is a portable way to access the bank.

Upgrades
This upgrade can be further upgraded by talking to Guy.

Personal Bank Item
The personal bank can also be accessed through the Personal Bank item, which is unlocked at. This item provides a shortcut to your personal bank.

The cooldown is the same as the cooldown of your personal bank.

If you right-click while holding this item, you will unlock the usual bank menu. If you left-click while holding this item, you will deposit your whole purse without opening the bank menu. Only banking in coins will trigger the personal bank cooldown.