The Bank is a location in the ⏣ Village where the 
Banker resides. Talking to them will allow the Player to make interactions with their account, including withdrawals and deposits.
Tasks
When the player first enters ⏣ Bank, they will be greeted with the following message:
Interface[]
Banking System[]
Right-clicking a Banker will open the ⏣ Bank interface. The player will be presented with the following options:
Deposit coins
- Options available while depositing coins: depositing the whole purse, half the purse, or a specific amount.
- Withdraw coins
- There are four options available while withdrawing coins: withdrawing everything on the account, half the account, 20% of the account, or a specific amount.
- Transaction History
- Hovering over the map will display information about the last ten transactions done by the player and their co-op members, including the amount deposited/withdrawn and the time since.
- Bank Upgrades
- This option is not initially visible and is only unlocked after the player has at least 10,000,000 coins in their bank at once for the first time.
At the end of every in-game season (31 hours), the player receives interest on their stored coins.
The first time you deposit coins in the bank, you get 10 free coins.
Coins stored in the Bank are not lost when the player dies.
Bank Upgrades[]
Players are able to upgrade their bank account with coins and 
Enchanted Gold Blocks after meeting the respective requirement in the Gold Collection. Upgrading the Bank account increases the maximum amount of coins able to be stored in the bank, and increases the maximum interest able to be gained. Upgrading Bank accounts also rewards SkyBlock XP.
At least 10,000,000 coins must be stored in the bank and the purse combined before the upgrade screen is unlocked.
Note: Interest is applied in brackets. As an example, if a player has 15,000,000 coins in a Starter Account, interest would be applied in the following manner:
- 2% interest is applied to the 10,000,000 coins (for 200,000 coins)
- 1% interest is applied to the next 5,000,000 coins spanning from 10 to 15 million (for 50,000 coins)
See the interest cap for more detailed information.
| Account | Upgrade Requirements | Max Balance | Interest Tranches | Max Interest | ||
|---|---|---|---|---|---|---|
| Cost | Other Collections | Range | Rate | |||
| Starter | 50,000,000 coins | 0-10M | 2% | 250,000 coins | ||
| 10-15M | 1% | |||||
| Gold |  + 5M coinsTotal: 5,076,722 coinsⓘ |
100K Gold Collection | 100,000,000 coins | 0-10M | 2% | 300,000 coins |
| 10-20M | 1% | |||||
| Deluxe | 5 + 10M coins Total: 10,383,610 coinsⓘ |
250K Gold Collection Museum Milestone 3 |
250,000,000 coins | 0-10M | 2% | 350,000 coins |
| 10-20M | 1% | |||||
| 20-30M | 0.5% | |||||
| Super Deluxe | 20 + 25M coins Total: 26,534,440 coinsⓘ |
500K Gold Collection Museum Milestone 6 |
500,000,000 coins | 0-10M | 2% | 390,000 coins |
| 10-20M | 1% | |||||
| 20-30M | 0.5% | |||||
| 30-50M | 0.2% | |||||
| Premier | 50 + 50M coins Total: 53,836,100 coinsⓘ |
1M Gold Collection Museum Milestone 10 |
1,000,000,000 coins | 0-10M | 2% | 500,000 coins |
| 10-20M | 1% | |||||
| 20-30M | 0.5% | |||||
| 30-50M | 0.2% | |||||
| 50-160M | 0.1% | |||||
| Luxurious | 100 + 100M coins Total: 107,672,200 coinsⓘ |
2M Gold Collection Museum Milestone 14 |
6,000,000,000 coins | 0-10M | 2% | 1,000,000 coins |
| 10-20M | 1% | |||||
| 20-30M | 0.5% | |||||
| 30-50M | 0.2% | |||||
| 50-160M | 0.1% | |||||
| 160-5.1B | 0.01% | |||||
| Palatial | 200 + 200M coins Total: 215,344,400 coinsⓘ |
3M Gold Collection Museum Milestone 18 |
60,000,000,000 coins | 0-10M | 2% | 1,500,000 coins |
| 10-20M | 1% | |||||
| 20-30M | 0.5% | |||||
| 30-50M | 0.2% | |||||
| 50-160M | 0.1% | |||||
| 160-5.1B | 0.01% | |||||
| 5.1B-55B | 0.001% | |||||
For players in a co-op, their personal bank account (different from the personal bank item to quickly access the bank.) also scales with bank upgrades.
These appear to scale as 1/5th of the "normal" main bank. The values that have been able to tested are:
Starter: 10m balance limit, 2% interest on first 200k
Gold: 20m balance limit, 1% interest between 200k-400k
Deluxe: 50m balance limit, 0.5% interest between 400k-600k
Super Dulux: 100m balance limit, 0.2% interest between 700k-1m
Premier: 200m balance limit, 0.1% interest between 1m-3.2m
In order to fully upgrade the Bank account, a total of 390,000,000 coins and 376x Enchanted Gold Blocks (28,847,472 coinsⓘ) are required.
Game Message[]
| Condition | Message | |
|---|---|---|
| Upon Receiving Interest | You have just received [#] coins as interest in your personal bank account! | |
| Personal Bank Account | Upon Withdrawal | You have withdrawn [#] coins! You now have [#] coins in your account! |
| Upon Deposit | You have deposited [#] coins! You now have [#] coins in your account! | |
| Co-op Bank Account | Upon Withdrawal | Withdrew [#] coins! There's now [#] coins left in the account! |
| Upon Deposit | Deposited [#] coins! There's now [#] coins in the account! | |
Trivia[]
- A maximum of 50,000,000 coins can be stored in a single bank account unless the player upgrades the bank account to higher tiers.
- Assuming max interest and a cost of 200,000 coins per enchanted gold block, the time taken for each bank upgrade to pay off is as follows. The first bank upgrade takes about 135 days to pay off; the second upgrade takes about 284 days; the third takes upgrade 910 days; and the final upgrade takes 846 days to pay off (less than that of the third upgrade). Note no matter what upgrade the player has, once the player buys an upgrade, these will constantly be working towards making money back.
- Once the bank upgrade pays off, the player will start making a profit equal to the difference between the tier purchased and the previous tier every 31 hours.
- When you have Museum Milestone XXX, the interest rates increase by 60%.
Gallery[]
.png "Bank (Isolated).png (1.82 MB)")
History[]
| Alpha Hypixel Network | ||
|---|---|---|
| Nov 19, 2024 | 0.20.8 | Changed Museum requirements to use the new milestone system. |
| SkyBlock Prototype | ||
| June 11, 2019 | 0.1 | Added Bank. |
| June 26, 2019 | 0.4 | Coins in the Bank now round down instead of round up. |
| Fixed grammar for displaying 1 coin or less. | ||
| Aug 2, 2019 | 0.7 | Bank interests are now capped at 300,000 coins of interest every SkyBlock season. |
| Sep 11, 2019 | 0.7.1 | The bank deposit element in the Bank now shows the time until next interest (same as the information element). |
| Oct 11, 2019 | 0.7.2 | Bank interests can now only stack up to 2×. |
| Bank interests now work based on the total amount of coins currently in the bank, with different interest rates for each coin range. | ||
| Bank interests are now capped based on Bank Upgrades. | ||
| Dec 3, 2019 | The  Piggy Bank can no longer be used to deposit coins. | |
| Feb 21, 2020 | 0.7.6 | Can now add "K" or "M" when withdrawing/depositing money for thousands or millions. |
| Feb 28, 2020 | Updated the Bank to use an escrow system. | |
| June 2, 2020 | 0.7.9 | Added decimal support for the Bank. |
| July 17, 2020 | Removed rounding during deposit and withdrawal. | |
| Aug 13, 2020 | 0.8.1 | Changed location and interface of the Bank. |
| Sep 23, 2020 | 0.9.3 | Added Personal Bank Account for Co-op profiles. |
| Added the Vault. | ||
| Nov 2, 2021 | Added Luxurious and Palatial Bank upgrades. | |
| Added Museum rank requirements. | ||
| Nov 19, 2024 | 0.20.8 | Changed Museum requirements to use the new milestone system. |
