Hypixel SkyBlock Wiki

For the feature that allows players to access the bank through the SkyBlock Menu, see Personal Bank.

The Bank is a location in the Village where the Banker resides. Talking to them will allow the Player to make interactions with their account, including withdrawals and deposits.

Tasks

When the player first enters Bank, they will be greeted with the following message:

NEW AREA DISCOVERED!
Bank
 
Talk to the Banker.
Store your coins to keep them safe.
Earn interest on your coins.


Interface[]

Tip: click on certain slots to change the UI or go to another article!

Personal Bank Account
Deposit CoinsWithdraw CoinsRecent transactions
CloseInformationBank Upgrades

Banking System[]

Right-clicking a Banker will open the Bank interface. The player will be presented with the following options:

  • Deposit coins
    • Options available while depositing coins: depositing the whole purse, half the purse, or a specific amount.
  • Withdraw coins
    • There are four options available while withdrawing coins: withdrawing everything on the account, half the account, 20% of the account, or a specific amount.
  • Transaction History
    • Hovering over the map will display information about the last ten transactions done by the player and their co-op members, including the amount deposited/withdrawn and the time since.
  • Bank Upgrades
    • This option is not initially visible and is only unlocked after the player has at least 10,000,000 coins in their bank at once for the first time.

At the end of every in-game season (31 hours), the player receives interest on their stored coins.

The first time you deposit coins in the bank, you get 10 free coins.

Coins stored in the Bank are not lost when the player dies.

Bank Upgrades[]

Players are able to upgrade their bank account with coins and Enchanted Gold Block Enchanted Gold Blocks after meeting the respective requirement in the Gold Collection. Upgrading the Bank account increases the maximum amount of coins able to be stored in the bank, and increases the maximum interest able to be gained. Upgrading Bank accounts also rewards SkyBlock XP.

At least 10,000,000 coins must be stored in the bank and the purse combined before the upgrade screen is unlocked.

Note: Interest is applied in brackets. As an example, if a player has 15,000,000 coins in a Starter Account, interest would be applied in the following manner:

  • 2% interest is applied to the 10,000,000 coins (for 200,000 coins)
  • 1% interest is applied to the next 5,000,000 coins spanning from 10 to 15 million (for 50,000 coins)

See the interest cap for more detailed information.

Account Upgrade Requirements Max Balance Interest Tranches Max Interest
Cost Other Collections Range Rate
Starter 50,000,000 coins 0-10M 2% 250,000 coins
10-15M 1%
Gold Enchanted Gold Block + 5M coins
Total:
5,076,722 coins
100K Gold Collection 100,000,000 coins 0-10M 2% 300,000 coins
10-20M 1%
Deluxe Enchanted Gold Block5 + 10M coins
Total:
10,383,610 coins
250K Gold Collection
Museum Milestone 3
250,000,000 coins 0-10M 2% 350,000 coins
10-20M 1%
20-30M 0.5%
Super Deluxe Enchanted Gold Block20 + 25M coins
Total:
26,534,440 coins
500K Gold Collection
Museum Milestone 6
500,000,000 coins 0-10M 2% 390,000 coins
10-20M 1%
20-30M 0.5%
30-50M 0.2%
Premier Enchanted Gold Block50 + 50M coins
Total:
53,836,100 coins
1M Gold Collection
Museum Milestone 10
1,000,000,000 coins 0-10M 2% 500,000 coins
10-20M 1%
20-30M 0.5%
30-50M 0.2%
50-160M 0.1%
Luxurious Enchanted Gold Block100 + 100M coins
Total:
107,672,200 coins
2M Gold Collection
Museum Milestone 14
6,000,000,000 coins 0-10M 2% 1,000,000 coins
10-20M 1%
20-30M 0.5%
30-50M 0.2%
50-160M 0.1%
160-5.1B 0.01%
Palatial Enchanted Gold Block200 + 200M coins
Total:
215,344,400 coins
3M Gold Collection
Museum Milestone 18
60,000,000,000 coins 0-10M 2% 1,500,000 coins
10-20M 1%
20-30M 0.5%
30-50M 0.2%
50-160M 0.1%
160-5.1B 0.01%
5.1B-55B 0.001%

For players in a co-op, their personal bank account (different from the personal bank item to quickly access the bank.) also scales with bank upgrades.

These appear to scale as 1/5th of the "normal" main bank. The values that have been able to tested are:

Starter: 10m balance limit, 2% interest on first 200k

Gold: 20m balance limit, 1% interest between 200k-400k

Deluxe: 50m balance limit, 0.5% interest between 400k-600k

Super Dulux: 100m balance limit, 0.2% interest between 700k-1m

Premier: 200m balance limit, 0.1% interest between 1m-3.2m

In order to fully upgrade the Bank account, a total of 390,000,000 coins and Enchanted Gold Block 376x Enchanted Gold Blocks (28,847,472 coins) are required.

Game Message[]

Condition Message
Upon Receiving Interest
You have just received [#] coins as interest in your personal bank account!
Personal Bank Account Upon Withdrawal
You have withdrawn [#] coins! You now have [#] coins in your account!
Upon Deposit
You have deposited [#] coins! You now have [#] coins in your account!
Co-op Bank Account Upon Withdrawal
Withdrew [#] coins! There's now [#] coins left in the account!
Upon Deposit
Deposited [#] coins! There's now [#] coins in the account!

Trivia[]

  • A maximum of 50,000,000 coins can be stored in a single bank account unless the player upgrades the bank account to higher tiers.
  • Assuming max interest and a cost of 200,000 coins per enchanted gold block, the time taken for each bank upgrade to pay off is as follows. The first bank upgrade takes about 135 days to pay off; the second upgrade takes about 284 days; the third takes upgrade 910 days; and the final upgrade takes 846 days to pay off (less than that of the third upgrade). Note no matter what upgrade the player has, once the player buys an upgrade, these will constantly be working towards making money back.
    • Once the bank upgrade pays off, the player will start making a profit equal to the difference between the tier purchased and the previous tier every 31 hours.
  • When you have Museum Milestone XXX, the interest rates increase by 60%.

Gallery[]

History[]

Alpha Hypixel Network
Nov 19, 20240.20.8Changed Museum requirements to use the new milestone system.
SkyBlock Prototype
June 11, 20190.1Added Bank.
June 26, 20190.4Coins in the Bank now round down instead of round up.
Fixed grammar for displaying coin or less.
Aug 2, 20190.7Bank interests are now capped at 300,000 coins of interest every SkyBlock season.
Sep 11, 20190.7.1The bank deposit element in the Bank now shows the time until next interest (same as the information element).
Oct 11, 20190.7.2Bank interests can now only stack up to 2×.
Bank interests now work based on the total amount of coins currently in the bank, with different interest rates for each coin range.
Bank interests are now capped based on Bank Upgrades.
Dec 3, 2019The Piggy Bank Piggy Bank can no longer be used to deposit coins.
Feb 21, 20200.7.6Can now add "K" or "M" when withdrawing/depositing money for thousands or millions.
Feb 28, 2020Updated the Bank to use an escrow system.
June 2, 20200.7.9Added decimal support for the Bank.
July 17, 2020Removed rounding during deposit and withdrawal.
Aug 13, 20200.8.1Changed location and interface of the Bank.
Sep 23, 20200.9.3Added Personal Bank Account for Co-op profiles.
Added the Vault.
Nov 2, 2021Added Luxurious and Palatial Bank upgrades.
Added Museum rank requirements.
Nov 19, 20240.20.8Changed Museum requirements to use the new milestone system.